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CRASHED! WHO PAYS? WHAT YOU NEED TO KNOW ABOUT YOUR INSURANCE

In Mexico, traffic accidents are one of the leading causes of death, leaving thousands of victims each year. According to INEGI data, more than 4,800 fatalities and 90,000 injuries were recorded in 2023 due to road accidents. Despite these alarming numbers, only 33% of private vehicles are insured in 2024, according to the Mexican Association of Insurance Institutions (AMIS). But what happens if someone else drives your car and crashes? Does your insurance cover it? WHO PAYS IF SOMEONE ELSE CRASHES YOUR CAR? 🚗💥 If you lent your car and the person driving it got into an accident, the insurance can respond in different ways, depending on the responsibility and your policy: If the other driver is responsible 🛑: Their insurance company must cover material damage and medical expenses. If the driver of your car is responsible ⚠️: It will depend on whether your policy is comprehensive. If it is, it will cover your car’s material damage and medical expenses for the occupants, as long as the driver has a valid license. WHAT IF YOU CRASH SOMEONE ELSE’S CAR? 🚘❌ Some insurance companies offer Civil Liability Extension, a coverage that protects you if you cause damage to third parties while driving a car that isn’t yours, as long as it is of a similar type and use and the vehicle does not have its own insurance. THE PROS AND CONS OF INSURANCE IN THESE CASES ⚖️ THE GOOD ✅ Protection against unexpected incidents regardless of who is driving. Reduced expenses in case of an expensive accident. Civil Liability coverage protects against legal claims. THE BAD ❌ Some insurance companies exclude drivers who are not the policyholder. It is common to require a high deductible. If the driver doesn’t have a valid license, the policy might not apply. DON’T GET CAUGHT UNPROTECTED! 🏁 If you’re in an accident, follow these steps: ✅ Stay calm and check for injuries. 📞 Call your insurance company and provide the details of the accident. ⛔ Do not make any agreements with anyone before the adjuster arrives. 🚔 Notify the authorities if necessary. CONCLUSION 🏆 Having the right insurance can make the difference between a simple procedure and a financial disaster. Before lending your car or driving someone else’s, review your policy’s conditions and make sure you’re covered for any eventuality. Insurance is not a luxury, it’s a necessity! 🔑

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Liverpool goleó y es finalista de la Carabao Cup

Liverpool Dominates and Advances to Carabao Cup Final

Liverpool had no trouble overturning the 1-0 deficit against Tottenham in the Carabao Cup semifinals, as the Reds thrashed the Spurs 4-0 at Anfield to secure their spot in the final with a 4-1 aggregate victory. The Reds Showed No Mercy Liverpool’s onslaught began in the 34th minute after relentless attacking pressure and a previously disallowed goal for offside. Cody Gakpo opened the scoring with a well-placed shot following a precise cross from Mohamed Salah, who delivered the ball from right to left inside the box, setting up the Dutchman for a first-time finish. The second goal came early in the second half, in the 51st minute, through the man of the moment, Salah. The Egyptian converted a spectacular penalty after Tottenham’s goalkeeper fouled Darwin Núñez inside the area. Dominik Szoboszlai extended the lead in the 75th minute, finishing off a brilliant team play with an assist from Conor Bradley that left him in prime position to strike home. You may be interested in: Newcastle Crushes Arsenal to Reach Carabao Cup Final Finally, captain Virgil van Dijk sealed the victory with a signature header off a corner kick in the 80th minute, making it 4-0 and putting the match to bed. Liverpool will now face Newcastle in the EFL Cup or Carabao Cup final on Sunday, March 16, at the iconic Wimbledon. Cover photo: X (@LFC)

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Decepcionante debut de Pumas en Concachampions

Disappointing Pumas Debut in Concachampions

Pumas fell 2-1 to Cavalry FC in their Concachampions debut and will need to mount a comeback at CU on February 13 to advance to the next round. Pumas UNAM had a cold reception in Canada, as they suffered a 2-1 comeback defeat against Cavalry FC in their opening match of the Concacaf Champions Cup, formerly known as the Concachampions. Now, they will have to turn things around in the return leg at CU if they hope to move forward in the tournament. Pumas Took the Lead At Westhills Stadium, the university squad fielded a relatively alternate lineup, a decision that raised some eyebrows. However, this match also marked the debut of goalkeeper Alex Padilla, who recently arrived from Athletic Club to reinforce the Auriazul goal. The Mexican team found the net in the 44th minute when Piero Quispe unleashed a powerful shot from outside the box. The Cavalry goalkeeper managed to stop it but left a rebound that Santiago López capitalized on, slotting the ball into the net. Cavalry Turned It Around In the second half, Pumas’ defensive weaknesses became evident. Off a corner kick, Charlie Trafford positioned himself near the six-yard box and, with no Pumas defenders marking him, struck the ball high to beat Padilla and level the match at 1-1. In the 80th minute, Ali Musse delivered a cross to the far post, where Jay Herdman headed it back into the area. Tobias Warschewski controlled the ball with his back to goal, executed a brilliant turn, and fired a precise shot to complete a stunning goal, sealing a 2-1 victory for the home side. Now, Pumas will have to give it their all on Thursday, February 13, when they host the Canadian team in Mexico City. The match is scheduled for 7:00 p.m. Before that, they will take on Mazatlán this Sunday, February 9, at 6:00 p.m.

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Marcelo Otra leyenda que se despide

Marcelo: Another Legend Says Goodbye

Marcelo announced his retirement from football after a successful career with 30 titles, including 5 Champions League trophies with Real Madrid and a Copa Libertadores with Fluminense. Marcelo’s Farewell In a video posted on social media, the now former full-back reflected on his football journey, highlighting his time at Real Madrid, where he became a household name. He spent 16 seasons defending the club’s colors and won an impressive 25 titles, including five Champions League trophies. He also spoke about the pride of representing his country, Brazil, in international competitions, mentioning the Olympic medals he won in 2008 (bronze) and 2012 (silver), as well as the Confederations Cup in 2013. He concluded the reflection on his career with his return to the club that saw him grow, Fluminense, with whom he won the club’s first Copa Libertadores in 2023 and the Recopa Sudamericana in 2024. Thus, one of the best attacking full-backs in recent years says goodbye to professional football at the age of 36. However, in his farewell video, Marcelo made it clear that he still has much to offer to football, so it would not be surprising to see him remain involved in the sport in a different role. It is worth noting that since the end of last year, Marcelo had been away from the pitch due to a conflict with his coach at Fluminense. While his retirement is understandable at his age, the announcement still came as a surprise. Cover photo: X (@ChampionsLeague)

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Newcastle opacó al Arsenal en Carabao Cup

Newcastle Crushes Arsenal to Reach Carabao Cup Final

Newcastle United eliminated Arsenal from the Carabao Cup with a dominant 4-0 aggregate victory, securing their place in the final. Arsenal struggled throughout the semifinal series, failing to challenge Eddie Howe’s side. Newcastle now awaits the winner of Liverpool vs. Tottenham. How Newcastle Secured the Victory At St. James’ Park, Newcastle took control from the opening whistle. Just four minutes in, Alexander Isak found the net, but his goal was ruled offside. Arsenal attempted to respond with a few half-chances, but in the 19th minute, Newcastle struck first. After an Arsenal attack that hit the post, Anthony Gordon started a counterattack, brilliantly controlling the ball before setting up Isak. The Swedish forward’s shot hit the post, but Jacob Murphy was perfectly positioned to tap in the 1-0 goal. Despite Arsenal’s desperate attempts to break Newcastle’s defense, the Magpies held firm, sitting deeper with their 3-0 aggregate lead. Second-Half Dominance Newcastle capitalized on Arsenal’s frustration early in the second half. In the 52nd minute, the Gunners made a costly defensive error. David Raya attempted to play out from the back but under pressure, Arsenal lost possession. Fabian Schär’s sliding challenge forced a turnover, setting up Gordon, who easily slotted home past a misplaced Raya to make it 2-0 on the night. From there, Newcastle managed the game expertly, while Arsenal’s late efforts lacked creativity and conviction. Newcastle Awaits Their Final Opponent With the 4-0 aggregate win, Newcastle advances to the Carabao Cup Final and now awaits the winner between Liverpool and Tottenham. The Spurs currently lead 1-0 on aggregate, setting up an intriguing second-leg showdown.

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Debut y asistencia para Santi Giménez

Debut and Assist for Santi Giménez

Santiago Giménez made his AC Milan debut in the Coppa Italia and provided an assist for João Félix in a 3-1 victory against Roma, as the new signings made an immediate impact. Milan Took the Lead Without Santi in the Starting XI The Mexican striker started the match on the bench, waiting for his moment to step onto the pitch for one of Europe’s biggest clubs. The first 45 minutes were dominated by AC Milan, as they imposed their style at San Siro. In the 16th minute, Tammy Abraham opened the scoring with a powerful header from a well-placed cross by Theo Hernández. Roma responded with intense attacking play, forcing Mike Maignan to make key saves. However, in the 42nd minute, Theo Hernández launched a driving run from midfield, taking advantage of a misplaced tackle by Mats Hummels before setting up Abraham, who finished calmly to make it 2-0 before halftime. Milan’s New Signings Made the Difference Roma managed to pull one back in the 54th minute through Artem Dovbyk, making it 2-1. At minute 58, both Santiago Giménez and João Félix entered the game, and just 14 minutes later, the duo combined to seal the match. In the 72nd minute, Giménez received the ball in the attacking third, took a few controlled touches, and delivered a perfect through ball to João Félix, who chipped the goalkeeper with great finesse to make it 3-1. It was a memorable debut for Santi Giménez, who impressed Milan fans with his creativity and vision, hinting at a bright future in Serie A.

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Por el primer boleto a la final de la Carabao Cup

For the First Ticket to the Carabao Cup Final

Today, the second leg of the Carabao Cup semifinal between Newcastle and Arsenal takes place. The Gunners must win by two goals to level the series. The winner will face the victor of tomorrow’s Liverpool vs. Tottenham match. The semifinals of the English EFL Cup, also known as the Carabao Cup, continue today with a thrilling second-leg clash between Newcastle and Arsenal. Both teams are enjoying strong form in the Premier League, and expectations are high for an exciting match. Arsenal Must Rise to the Challenge The match, scheduled for 2:00 p.m. (Mexico City time), sees Arsenal in a must-win situation. The Gunners need at least a two-goal victory to push the series into extra time and potentially a penalty shootout, as Newcastle secured a 2-0 win in the first leg. The Magpies will aim to protect their lead from the first leg and, if possible, extend it to put their opponents in an even tougher spot. A single goal from Newcastle would force Arsenal to score at least three to level the aggregate, as the Carabao Cup no longer applies the away goals rule. The Winner Awaits Liverpool or Tottenham Once this semifinal is decided, the focus will shift to tomorrow’s match, where Liverpool and Tottenham will battle for the second spot in the final. Spurs hold a narrow 1-0 advantage heading into the decisive fixture.

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Incredible! João Félix Joins Milan

AC Milan has signed João Félix from Chelsea on loan to reinforce its sporting project. The Portuguese forward aims to showcase his talent after failing to establish himself in London. This season has not been the best for AC Milan, as they have struggled in both Serie A and the Champions League. As a result, the “Rossoneri” have decided to start a new sporting project mid-season, making several major signings. Their latest big move is the acquisition of João Félix. The 25-year-old arrives from Chelsea, where he failed to secure a starting spot under coach Enzo Maresca. Seeking to prove that he can perform at the highest level, João will play for the Italian side on loan. Milan will also pay €5 million to the “Blues” and cover his full salary. You may also be interested in: Salah Leads Liverpool to Another Victory Despite struggling in London, where he managed 7 goals and 2 assists in 20 games, the Portuguese forward is still considered one of Europe’s top talents. His loan move could bring significant benefits to Milan. With this signing, João Félix becomes Milan’s fifth winter transfer, joining Kyle Walker, Santiago Giménez, Warren Bondo, and Riccardo Sottil as the club’s latest arrivals. Now, the Portuguese striker has another opportunity to prove he can become the superstar many expected when Atlético Madrid spent €126 million to sign him from Benfica in 2019.

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🚗🏁 TCR MÉXICO 2025 RANKED DRIVERS 🏁🚗

NEW RULES FOR THE 2025 SEASON With the goal of ensuring a more balanced and thrilling competition, TCR México has announced the implementation of the innovative RANKED DRIVERS system for the 2025 season. This new format aims to level the playing field, allowing each team to register only ONE (1) of these drivers per car at each event. 🔹 HOW THE RANKED DRIVERS SYSTEM WORKS An updated list featuring the names of the drivers included in this system will be published monthly, enabling teams to plan their lineups strategically. For the start of the 2025 season, the criteria to qualify as a RANKED DRIVER are as follows: 🌟 ACTIVE DRIVERS OR RECENTLY EXPERIENCED COMPETITORS Drivers who have competed in at least ONE (1) event in the past THREE (3) years in any of the following top-tier international categories will be considered: Formula 1 🏎️ IndyCar 🏋️ TCR World Tour 🚗 NASCAR Cup Series 🌟 WEC (World Endurance Championship) ⚡ IMSA WeatherTech SportsCar Championship 🚨 🏆 DRIVERS WITH OUTSTANDING PERFORMANCE IN 2025 Drivers who finish in the Top 10 of the 2025 season in the following categories will also be included: TCR Italy 🇮🇹 TCR UK 🇬🇧 TCR Germany 🇩🇪 TCR Spain 🇪🇸 IMSA Michelin Pilot Challenge GT 🚤 IMSA Michelin Pilot Challenge TCR 🚙 NASCAR Xfinity Series 🏎️ 🚀 ELITE DRIVERS IN TCR AND NASCAR SERIES Additionally, drivers who finish in the TOP 5 of any TCR series worldwide and the NASCAR Craftsman Truck Series🏍️ will be considered RANKED DRIVERS. 🚨 IMPACT OF THIS NEW RULE ON TEAMS This measure aims to promote equal opportunities and increase competitiveness in every race, forcing teams to make strategic decisions about which ranked driver to register in their cars. As a result, fans can expect tighter races packed with excitement and adrenaline 🚨⚡. TCR México fans will witness an unprecedented spectacle, with international-level drivers competing on equal footing with emerging regional talents. 🌟🚗 🚀 Get ready for an unforgettable 2025 season in TCR México! 🚀

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Salah guio al Liverpool a una victoria más

Salah Leads Liverpool to Another Victory

Mohamed Salah remains unstoppable, as the Egyptian star netted a brace against Bournemouth, securing another win for Liverpool, who continue to dominate the Premier League. The Reds now sit firmly atop the table with 56 points, holding a nine-point lead over second-place Arsenal, who are set to face Manchester City later today. Salah Adds Two More to His Tally Action at Vitality Stadium started with both teams creating early chances, threatening their opponents’ goal with dangerous attacking plays. Controversy struck in the 27th minute when Cody Gakpo, contesting an aerial ball inside the box, stumbled while closely marked by a Bournemouth defender. Despite minimal contact, the Dutch forward appealed for a penalty, which was shockingly awarded after a VAR review. Salah capitalized on the gift from the referee, calmly slotting home the penalty in the 30th minute to put Liverpool 1-0 ahead. Despite the debatable opener, the game remained intense, with Bournemouth responding well and even finding the net—only for their goal to be ruled offside. The Cherries had several clear opportunities to equalize, but their missed chances proved costly. In the 75th minute, Salah once again proved decisive. Picking up the ball on the right side of the box, the Egyptian cut inside onto his left foot and curled a perfectly placed shot into the far corner. The goalkeeper could only watch as the ball curled past him into the net, sealing a 2-0 victory for Liverpool. Salah’s Record-Breaking Form, but No Contract Renewal in Sight With his latest brace, Salah now boasts an incredible 21 goals in 23 Premier League matches, leading both the goal-scoring (21) and assist (13) charts this season. Moreover, his 178th Premier League goal places him sixth on the all-time scoring list. However, despite his phenomenal form, Liverpool has yet to offer him a contract renewal, leaving fans uncertain about his future at Anfield.

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